Call reports 2015
SECURITY STATE BANK OF AITKIN — 2015
What SECURITY STATE BANK OF AITKIN reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 94,216,000 | 94,711,000 | 96,596,000 | 94,361,000 |
| Total loans | 54,288,000 | 53,513,000 | 54,084,000 | 55,292,000 |
| Allowance for loan losses | 806,000 | 852,000 | 884,000 | 904,000 |
| Securities available for sale | 24,261,000 | 24,005,000 | 24,060,000 | 24,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,528,000 | 83,516,000 | 85,218,000 | 83,056,000 |
| Interest-bearing deposits | 57,029,000 | 56,511,000 | 57,866,000 | 56,068,000 |
| Noninterest-bearing deposits | 26,499,000 | 27,005,000 | 27,352,000 | 26,988,000 |
| Equity capital | 9,783,000 | 9,870,000 | 10,202,000 | 10,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 883,000 | 1,778,000 | 2,698,000 | 3,607,000 |
| Interest expense | 43,000 | 86,000 | 128,000 | 169,000 |
| Net interest income | 840,000 | 1,692,000 | 2,570,000 | 3,438,000 |
| Noninterest income | -47,000 | 23,000 | 42,000 | 110,000 |
| Noninterest expense | 580,000 | 1,167,000 | 1,737,000 | 2,366,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 110,000 |
| Pretax income | 183,000 | 488,000 | 785,000 | 1,072,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 183,000 | 488,000 | 785,000 | 1,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,737,000 | 9,942,000 | 10,140,000 | 10,326,000 |
| Total capital | 10,517,000 | 10,737,000 | 10,945,000 | 11,159,000 |
| Risk-weighted assets | 62,434,000 | 63,587,000 | 64,396,000 | 66,621,000 |