Call reports 2012
SECURITY STATE BANK OF AITKIN — 2012
What SECURITY STATE BANK OF AITKIN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 85,513,000 | 89,862,000 | 88,597,000 | 88,988,000 |
| Total loans | 60,064,000 | 59,920,000 | 58,431,000 | 54,789,000 |
| Allowance for loan losses | 1,065,000 | 1,247,000 | 1,448,000 | 668,000 |
| Securities available for sale | 11,887,000 | 12,458,000 | 13,859,000 | 18,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,262,000 | 79,631,000 | 78,343,000 | 78,939,000 |
| Interest-bearing deposits | 53,024,000 | 56,534,000 | 52,133,000 | 53,912,000 |
| Noninterest-bearing deposits | 22,239,000 | 23,098,000 | 26,210,000 | 25,028,000 |
| Equity capital | 9,249,000 | 9,224,000 | 9,250,000 | 9,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,045,000 | 2,040,000 | 3,017,000 | 4,020,000 |
| Interest expense | 79,000 | 153,000 | 216,000 | 275,000 |
| Net interest income | 966,000 | 1,887,000 | 2,801,000 | 3,745,000 |
| Noninterest income | -61,000 | 47,000 | 112,000 | 154,000 |
| Noninterest expense | 627,000 | 1,297,000 | 1,862,000 | 2,451,000 |
| Provision for loan losses | 410,000 | 660,000 | 979,000 | 1,334,000 |
| Pretax income | -132,000 | -23,000 | 72,000 | 115,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -132,000 | -23,000 | 72,000 | 115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,066,000 | 9,000,000 | 9,020,000 | 8,988,000 |
| Total capital | 9,921,000 | 9,835,000 | 9,842,000 | 9,656,000 |
| Risk-weighted assets | 68,182,000 | 66,425,000 | 65,126,000 | 63,004,000 |