Call reports 2006
SECURITY STATE BANK OF AITKIN — 2006
What SECURITY STATE BANK OF AITKIN reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 90,522,000 | 92,416,000 | 90,951,000 | 89,561,000 |
| Total loans | 72,583,000 | 73,650,000 | 73,968,000 | 71,578,000 |
| Allowance for loan losses | 1,070,000 | 1,094,000 | 1,114,000 | 1,134,000 |
| Securities available for sale | 10,892,000 | 10,350,000 | 9,916,000 | 10,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,726,000 | 76,307,000 | 76,344,000 | 77,772,000 |
| Interest-bearing deposits | 58,663,000 | 58,724,000 | 59,520,000 | 60,782,000 |
| Noninterest-bearing deposits | 16,063,000 | 17,583,000 | 16,824,000 | 16,990,000 |
| Equity capital | 10,465,000 | 10,531,000 | 10,841,000 | 10,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,516,000 | 3,124,000 | 4,798,000 | 6,465,000 |
| Interest expense | 392,000 | 817,000 | 1,248,000 | 1,677,000 |
| Net interest income | 1,124,000 | 2,307,000 | 3,550,000 | 4,788,000 |
| Noninterest income | 100,000 | 202,000 | 310,000 | 416,000 |
| Noninterest expense | 609,000 | 1,271,000 | 1,887,000 | 2,535,000 |
| Provision for loan losses | 22,000 | 45,000 | 67,000 | 90,000 |
| Pretax income | 593,000 | 1,193,000 | 1,906,000 | 2,579,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 593,000 | 1,193,000 | 1,906,000 | 2,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,621,000 | 10,721,000 | 10,934,000 | 10,357,000 |
| Total capital | 11,586,000 | 11,710,000 | 11,930,000 | 11,335,000 |
| Risk-weighted assets | 77,076,000 | 79,010,000 | 79,578,000 | 78,060,000 |