Call reports 2005
SECURITY STATE BANK OF AITKIN — 2005
What SECURITY STATE BANK OF AITKIN reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 87,244,000 | 97,874,000 | 91,195,000 | 92,944,000 |
| Total loans | 67,981,000 | 71,858,000 | 72,379,000 | 72,561,000 |
| Allowance for loan losses | 1,079,000 | 1,090,000 | 1,059,000 | 1,056,000 |
| Securities available for sale | 14,357,000 | 14,332,000 | 13,773,000 | 12,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,363,000 | 84,995,000 | 78,553,000 | 77,480,000 |
| Interest-bearing deposits | 61,459,000 | 61,232,000 | 61,009,000 | 58,912,000 |
| Noninterest-bearing deposits | 14,904,000 | 23,763,000 | 17,543,000 | 18,568,000 |
| Equity capital | 9,544,000 | 9,897,000 | 10,104,000 | 10,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,340,000 | 2,748,000 | 4,189,000 | 5,716,000 |
| Interest expense | 264,000 | 553,000 | 860,000 | 1,193,000 |
| Net interest income | 1,076,000 | 2,195,000 | 3,329,000 | 4,523,000 |
| Noninterest income | 76,000 | 158,000 | 244,000 | 318,000 |
| Noninterest expense | 590,000 | 1,155,000 | 1,737,000 | 2,317,000 |
| Provision for loan losses | 22,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 540,000 | 1,153,000 | 1,768,000 | 2,427,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 538,000 | 1,151,000 | 1,766,000 | 2,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,690,000 | 9,953,000 | 10,218,000 | 10,529,000 |
| Total capital | 10,591,000 | 10,913,000 | 11,165,000 | 11,488,000 |
| Risk-weighted assets | 71,905,000 | 76,687,000 | 75,651,000 | 76,624,000 |