Call reports 2025
MAQUOKETA STATE BANK — 2025
What MAQUOKETA STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 420,454,000 | 421,136,000 | 437,679,000 | 433,686,000 |
| Total loans | 209,604,000 | 216,851,000 | 217,492,000 | 219,386,000 |
| Allowance for loan losses | 2,611,000 | 2,565,000 | 2,518,000 | 2,449,000 |
| Securities available for sale | 173,929,000 | 172,756,000 | 173,121,000 | 177,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,683,000 | 330,317,000 | 336,871,000 | 333,273,000 |
| Interest-bearing deposits | 272,554,000 | 274,580,000 | 280,231,000 | 269,213,000 |
| Noninterest-bearing deposits | 56,129,000 | 55,737,000 | 56,640,000 | 64,060,000 |
| Equity capital | 59,240,000 | 60,822,000 | 64,445,000 | 66,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,157,000 | 10,102,000 | 15,076,000 | 20,245,000 |
| Interest expense | 1,954,000 | 3,891,000 | 5,799,000 | 7,724,000 |
| Net interest income | 3,203,000 | 6,211,000 | 9,277,000 | 12,521,000 |
| Noninterest income | 949,000 | 1,858,000 | 2,815,000 | 3,780,000 |
| Noninterest expense | 2,320,000 | 4,478,000 | 6,731,000 | 9,077,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 1,778,000 | 3,497,000 | 5,193,000 | 7,021,000 |
| Income tax | 336,000 | 650,000 | 952,000 | 1,266,000 |
| Net income | 1,442,000 | 2,847,000 | 4,241,000 | 5,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,073,000 | 69,603,000 | 70,997,000 | 71,636,000 |