Call reports 2020
MAQUOKETA STATE BANK — 2020
What MAQUOKETA STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 366,303,000 | 380,621,000 | 383,706,000 | 383,654,000 |
| Total loans | 197,490,000 | 202,187,000 | 195,302,000 | 180,955,000 |
| Allowance for loan losses | 2,081,000 | 2,358,000 | 2,420,000 | 2,311,000 |
| Securities available for sale | 110,675,000 | 117,038,000 | 128,730,000 | 145,628,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,158,000 | 276,603,000 | 281,235,000 | 283,807,000 |
| Interest-bearing deposits | 212,034,000 | 222,527,000 | 229,608,000 | 228,511,000 |
| Noninterest-bearing deposits | 53,124,000 | 54,076,000 | 51,627,000 | 55,296,000 |
| Equity capital | 60,637,000 | 61,272,000 | 62,294,000 | 62,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,349,000 | 6,884,000 | 9,904,000 | 12,806,000 |
| Interest expense | 727,000 | 1,319,000 | 1,863,000 | 2,338,000 |
| Net interest income | 2,622,000 | 5,565,000 | 8,041,000 | 10,468,000 |
| Noninterest income | 832,000 | 1,708,000 | 2,579,000 | 3,456,000 |
| Noninterest expense | 2,233,000 | 4,253,000 | 6,333,000 | 8,471,000 |
| Provision for loan losses | 45,000 | 344,000 | 405,000 | 465,000 |
| Pretax income | 1,154,000 | 2,663,000 | 3,867,000 | 4,982,000 |
| Income tax | 188,000 | 464,000 | 669,000 | 863,000 |
| Net income | 966,000 | 2,199,000 | 3,198,000 | 4,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,861,000 | 58,980,000 | 59,984,000 | 59,791,000 |