Call reports 2016
MAQUOKETA STATE BANK — 2016
What MAQUOKETA STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 331,546,000 | 327,904,000 | 329,052,000 | 329,445,000 |
| Total loans | 184,909,000 | 191,836,000 | 191,931,000 | 190,247,000 |
| Allowance for loan losses | 2,764,000 | 2,777,000 | 2,787,000 | 2,832,000 |
| Securities available for sale | 113,060,000 | 110,559,000 | 110,859,000 | 109,736,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,859,000 | 238,082,000 | 236,225,000 | 238,307,000 |
| Interest-bearing deposits | 210,519,000 | 202,617,000 | 196,613,000 | 199,550,000 |
| Noninterest-bearing deposits | 35,340,000 | 35,465,000 | 39,612,000 | 38,757,000 |
| Equity capital | 51,525,000 | 52,596,000 | 53,173,000 | 51,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,921,000 | 5,861,000 | 8,819,000 | 11,831,000 |
| Interest expense | 475,000 | 931,000 | 1,400,000 | 1,862,000 |
| Net interest income | 2,446,000 | 4,930,000 | 7,419,000 | 9,969,000 |
| Noninterest income | 592,000 | 1,259,000 | 1,998,000 | 2,656,000 |
| Noninterest expense | 1,811,000 | 3,631,000 | 5,521,000 | 7,449,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,227,000 | 2,558,000 | 3,896,000 | 5,176,000 |
| Income tax | 259,000 | 560,000 | 868,000 | 1,154,000 |
| Net income | 968,000 | 1,998,000 | 3,028,000 | 4,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,772,000 | 50,316,000 | 51,352,000 | 51,757,000 |
| Total capital | 52,536,000 | 53,093,000 | 54,139,000 | 54,589,000 |
| Risk-weighted assets | 251,393,000 | 256,971,000 | 263,321,000 | 268,457,000 |