Call reports 2015
MAQUOKETA STATE BANK — 2015
What MAQUOKETA STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 324,476,000 | 321,521,000 | 330,251,000 | 328,851,000 |
| Total loans | 175,632,000 | 178,049,000 | 179,452,000 | 184,201,000 |
| Allowance for loan losses | 2,839,000 | 2,843,000 | 2,790,000 | 2,757,000 |
| Securities available for sale | 115,336,000 | 113,307,000 | 114,463,000 | 116,609,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,003,000 | 233,587,000 | 237,239,000 | 240,957,000 |
| Interest-bearing deposits | 199,783,000 | 196,356,000 | 201,313,000 | 200,154,000 |
| Noninterest-bearing deposits | 36,220,000 | 37,231,000 | 35,926,000 | 40,803,000 |
| Equity capital | 48,620,000 | 48,340,000 | 49,763,000 | 50,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,752,000 | 5,557,000 | 8,403,000 | 11,300,000 |
| Interest expense | 487,000 | 980,000 | 1,476,000 | 1,971,000 |
| Net interest income | 2,265,000 | 4,577,000 | 6,927,000 | 9,329,000 |
| Noninterest income | 612,000 | 1,263,000 | 1,910,000 | 2,477,000 |
| Noninterest expense | 1,747,000 | 3,477,000 | 5,233,000 | 6,947,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,130,000 | 2,363,000 | 3,604,000 | 4,859,000 |
| Income tax | 224,000 | 483,000 | 743,000 | 1,006,000 |
| Net income | 906,000 | 1,880,000 | 2,861,000 | 3,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,802,000 | 47,339,000 | 48,320,000 | 48,797,000 |
| Total capital | 49,641,000 | 50,182,000 | 51,110,000 | 51,554,000 |
| Risk-weighted assets | 258,580,000 | 257,124,000 | 279,564,000 | 243,919,000 |