Call reports 2014
MAQUOKETA STATE BANK — 2014
What MAQUOKETA STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 321,563,000 | 314,434,000 | 312,918,000 | 321,895,000 |
| Total loans | 179,601,000 | 173,296,000 | 173,786,000 | 177,537,000 |
| Allowance for loan losses | 3,499,000 | 3,704,000 | 3,675,000 | 2,844,000 |
| Securities available for sale | 110,981,000 | 110,623,000 | 112,396,000 | 116,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,816,000 | 229,700,000 | 228,340,000 | 228,620,000 |
| Interest-bearing deposits | 207,804,000 | 195,538,000 | 194,147,000 | 192,048,000 |
| Noninterest-bearing deposits | 33,012,000 | 34,162,000 | 34,193,000 | 36,572,000 |
| Equity capital | 44,480,000 | 45,996,000 | 46,920,000 | 47,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,758,000 | 5,685,000 | 8,421,000 | 11,171,000 |
| Interest expense | 512,000 | 1,009,000 | 1,493,000 | 1,989,000 |
| Net interest income | 2,246,000 | 4,676,000 | 6,928,000 | 9,182,000 |
| Noninterest income | 593,000 | 1,484,000 | 2,098,000 | 2,651,000 |
| Noninterest expense | 1,738,000 | 3,401,000 | 5,108,000 | 7,016,000 |
| Provision for loan losses | 0 | 0 | 0 | -250,000 |
| Pretax income | 1,101,000 | 2,759,000 | 3,918,000 | 5,067,000 |
| Income tax | 190,000 | 498,000 | 818,000 | 1,071,000 |
| Net income | 911,000 | 2,261,000 | 3,100,000 | 3,996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,686,000 | 44,573,000 | 45,412,000 | 45,869,000 |
| Total capital | 46,341,000 | 47,086,000 | 47,961,000 | 48,482,000 |
| Risk-weighted assets | 221,156,000 | 209,415,000 | 212,348,000 | 218,381,000 |