Call reports 2012
MAQUOKETA STATE BANK — 2012
What MAQUOKETA STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 308,359,000 | 307,736,000 | 306,905,000 | 315,496,000 |
| Total loans | 165,559,000 | 162,922,000 | 160,969,000 | 165,366,000 |
| Allowance for loan losses | 2,732,000 | 2,787,000 | 2,796,000 | 2,748,000 |
| Securities available for sale | 99,538,000 | 111,869,000 | 112,126,000 | 114,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,843,000 | 227,449,000 | 224,028,000 | 228,127,000 |
| Interest-bearing deposits | 199,862,000 | 197,456,000 | 195,201,000 | 191,169,000 |
| Noninterest-bearing deposits | 29,981,000 | 29,993,000 | 28,827,000 | 36,958,000 |
| Equity capital | 40,402,000 | 41,106,000 | 42,294,000 | 42,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,106,000 | 6,141,000 | 9,070,000 | 11,924,000 |
| Interest expense | 859,000 | 1,637,000 | 2,347,000 | 2,993,000 |
| Net interest income | 2,247,000 | 4,504,000 | 6,723,000 | 8,931,000 |
| Noninterest income | 572,000 | 1,136,000 | 1,706,000 | 2,324,000 |
| Noninterest expense | 1,618,000 | 3,197,000 | 4,825,000 | 6,390,000 |
| Provision for loan losses | 60,000 | 119,000 | 130,000 | -120,000 |
| Pretax income | 1,141,000 | 2,324,000 | 3,474,000 | 4,985,000 |
| Income tax | 237,000 | 491,000 | 728,000 | 1,073,000 |
| Net income | 904,000 | 1,833,000 | 2,746,000 | 3,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,294,000 | 38,786,000 | 39,699,000 | 39,903,000 |
| Total capital | 40,636,000 | 41,166,000 | 42,066,000 | 42,347,000 |
| Risk-weighted assets | 196,515,000 | 200,164,000 | 199,352,000 | 205,840,000 |