Call reports 2009
MAQUOKETA STATE BANK — 2009
What MAQUOKETA STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 278,164,000 | 279,185,000 | 281,581,000 | 284,977,000 |
| Total loans | 168,757,000 | 167,873,000 | 165,266,000 | 161,821,000 |
| Allowance for loan losses | 2,314,000 | 2,604,000 | 1,502,000 | 1,735,000 |
| Securities available for sale | 82,371,000 | 82,630,000 | 86,248,000 | 83,624,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,133,000 | 205,253,000 | 208,061,000 | 213,836,000 |
| Interest-bearing deposits | 190,135,000 | 184,936,000 | 187,011,000 | 189,955,000 |
| Noninterest-bearing deposits | 18,998,000 | 20,317,000 | 21,050,000 | 23,881,000 |
| Equity capital | 31,368,000 | 31,600,000 | 32,954,000 | 32,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,554,000 | 7,180,000 | 10,698,000 | 14,212,000 |
| Interest expense | 1,424,000 | 2,804,000 | 4,136,000 | 5,409,000 |
| Net interest income | 2,130,000 | 4,376,000 | 6,562,000 | 8,803,000 |
| Noninterest income | 505,000 | 1,026,000 | 1,534,000 | 2,084,000 |
| Noninterest expense | 1,522,000 | 3,218,000 | 4,845,000 | 6,328,000 |
| Provision for loan losses | 359,000 | 659,000 | 1,075,000 | 1,387,000 |
| Pretax income | 754,000 | 1,525,000 | 2,176,000 | 3,174,000 |
| Income tax | 138,000 | 284,000 | 379,000 | 562,000 |
| Net income | 616,000 | 1,241,000 | 1,797,000 | 2,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,759,000 | 30,983,000 | 31,540,000 | 31,955,000 |
| Total capital | 33,070,000 | 33,267,000 | 33,042,000 | 33,690,000 |
| Risk-weighted assets | 187,341,000 | 185,787,000 | 186,242,000 | 185,209,000 |