Call reports 2008
MAQUOKETA STATE BANK — 2008
What MAQUOKETA STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 268,334,000 | 265,786,000 | 267,997,000 | 277,950,000 |
| Total loans | 164,023,000 | 163,734,000 | 165,038,000 | 168,480,000 |
| Allowance for loan losses | 1,754,000 | 1,665,000 | 1,671,000 | 1,954,000 |
| Securities available for sale | 83,186,000 | 82,417,000 | 83,501,000 | 83,714,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,226,000 | 198,126,000 | 199,953,000 | 209,451,000 |
| Interest-bearing deposits | 183,995,000 | 178,443,000 | 181,354,000 | 185,843,000 |
| Noninterest-bearing deposits | 20,231,000 | 19,683,000 | 18,599,000 | 23,608,000 |
| Equity capital | 30,815,000 | 29,752,000 | 30,506,000 | 30,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,962,000 | 7,863,000 | 11,643,000 | 15,323,000 |
| Interest expense | 1,883,000 | 3,575,000 | 5,211,000 | 6,802,000 |
| Net interest income | 2,079,000 | 4,288,000 | 6,432,000 | 8,521,000 |
| Noninterest income | 517,000 | 1,027,000 | 1,534,000 | 2,027,000 |
| Noninterest expense | 1,465,000 | 2,932,000 | 4,435,000 | 5,968,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 420,000 |
| Pretax income | 1,101,000 | 2,323,000 | 3,441,000 | 4,160,000 |
| Income tax | 266,000 | 583,000 | 859,000 | 987,000 |
| Net income | 835,000 | 1,740,000 | 2,582,000 | 3,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,840,000 | 29,603,000 | 30,444,000 | 30,143,000 |
| Total capital | 31,594,000 | 31,268,000 | 32,115,000 | 32,097,000 |
| Risk-weighted assets | 181,485,000 | 181,166,000 | 183,404,000 | 187,140,000 |