Call reports 2007
MAQUOKETA STATE BANK — 2007
What MAQUOKETA STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 254,948,000 | 258,006,000 | 259,902,000 | 259,287,000 |
| Total loans | 156,798,000 | 157,196,000 | 159,617,000 | 160,001,000 |
| Allowance for loan losses | 1,692,000 | 1,706,000 | 1,732,000 | 1,737,000 |
| Securities available for sale | 81,423,000 | 84,335,000 | 83,258,000 | 81,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,583,000 | 195,681,000 | 190,942,000 | 195,608,000 |
| Interest-bearing deposits | 173,287,000 | 176,816,000 | 172,633,000 | 173,692,000 |
| Noninterest-bearing deposits | 19,296,000 | 18,865,000 | 18,309,000 | 21,916,000 |
| Equity capital | 27,938,000 | 27,837,000 | 29,266,000 | 29,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,914,000 | 8,023,000 | 12,188,000 | 16,370,000 |
| Interest expense | 1,940,000 | 3,965,000 | 6,021,000 | 8,025,000 |
| Net interest income | 1,974,000 | 4,058,000 | 6,167,000 | 8,345,000 |
| Noninterest income | 463,000 | 978,000 | 1,468,000 | 1,967,000 |
| Noninterest expense | 1,403,000 | 2,799,000 | 4,182,000 | 5,692,000 |
| Provision for loan losses | 30,000 | 59,000 | 90,000 | 120,000 |
| Pretax income | 997,000 | 2,171,000 | 3,345,000 | 4,482,000 |
| Income tax | 227,000 | 518,000 | 802,000 | 1,075,000 |
| Net income | 770,000 | 1,653,000 | 2,543,000 | 3,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,961,000 | 28,451,000 | 29,340,000 | 29,005,000 |
| Total capital | 29,653,000 | 30,157,000 | 31,072,000 | 30,742,000 |
| Risk-weighted assets | 170,903,000 | 173,388,000 | 176,712,000 | 175,734,000 |