Call reports 2006
MAQUOKETA STATE BANK — 2006
What MAQUOKETA STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 243,113,000 | 241,086,000 | 246,863,000 | 250,685,000 |
| Total loans | 147,778,000 | 150,213,000 | 153,841,000 | 154,442,000 |
| Allowance for loan losses | 1,635,000 | 1,673,000 | 1,683,000 | 1,663,000 |
| Securities available for sale | 76,050,000 | 75,550,000 | 77,821,000 | 79,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,686,000 | 176,004,000 | 183,232,000 | 188,348,000 |
| Interest-bearing deposits | 162,310,000 | 159,040,000 | 167,469,000 | 168,629,000 |
| Noninterest-bearing deposits | 16,376,000 | 16,964,000 | 15,763,000 | 19,719,000 |
| Equity capital | 25,926,000 | 26,194,000 | 27,770,000 | 27,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,432,000 | 7,111,000 | 10,892,000 | 14,848,000 |
| Interest expense | 1,517,000 | 3,191,000 | 4,992,000 | 6,963,000 |
| Net interest income | 1,915,000 | 3,920,000 | 5,900,000 | 7,885,000 |
| Noninterest income | 446,000 | 1,026,000 | 1,487,000 | 2,011,000 |
| Noninterest expense | 1,335,000 | 2,650,000 | 3,954,000 | 5,341,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 996,000 | 2,221,000 | 3,328,000 | 4,420,000 |
| Income tax | 244,000 | 385,000 | 671,000 | 945,000 |
| Net income | 752,000 | 1,836,000 | 2,657,000 | 3,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,255,000 | 26,946,000 | 27,767,000 | 27,191,000 |
| Total capital | 27,890,000 | 28,619,000 | 29,450,000 | 28,854,000 |
| Risk-weighted assets | 160,745,000 | 162,216,000 | 167,498,000 | 169,106,000 |