Call reports 2005
MAQUOKETA STATE BANK — 2005
What MAQUOKETA STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 237,363,000 | 239,950,000 | 236,358,000 | 239,949,000 |
| Total loans | 146,925,000 | 152,108,000 | 150,100,000 | 147,918,000 |
| Allowance for loan losses | 1,533,000 | 1,541,000 | 1,576,000 | 1,606,000 |
| Securities available for sale | 75,005,000 | 73,729,000 | 70,681,000 | 73,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,104,000 | 168,121,000 | 171,439,000 | 175,619,000 |
| Interest-bearing deposits | 153,596,000 | 152,121,000 | 154,966,000 | 156,419,000 |
| Noninterest-bearing deposits | 17,508,000 | 16,000,000 | 16,473,000 | 19,200,000 |
| Equity capital | 26,771,000 | 26,667,000 | 27,118,000 | 26,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,072,000 | 6,320,000 | 9,631,000 | 13,029,000 |
| Interest expense | 1,162,000 | 2,413,000 | 3,761,000 | 5,226,000 |
| Net interest income | 1,910,000 | 3,907,000 | 5,870,000 | 7,803,000 |
| Noninterest income | 443,000 | 900,000 | 1,384,000 | 1,912,000 |
| Noninterest expense | 1,311,000 | 2,623,000 | 3,993,000 | 5,796,000 |
| Provision for loan losses | 35,000 | 71,000 | 108,000 | 144,000 |
| Pretax income | 989,000 | 2,090,000 | 3,130,000 | 3,749,000 |
| Income tax | 241,000 | 525,000 | 748,000 | 599,000 |
| Net income | 748,000 | 1,565,000 | 2,382,000 | 3,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,798,000 | 26,266,000 | 27,083,000 | 26,503,000 |
| Total capital | 28,331,000 | 27,807,000 | 28,659,000 | 28,109,000 |
| Risk-weighted assets | 159,901,000 | 164,421,000 | 162,307,000 | 161,242,000 |