Call reports 2004
MAQUOKETA STATE BANK — 2004
What MAQUOKETA STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 226,520,000 | 225,216,000 | 233,914,000 | 232,992,000 |
| Total loans | 137,174,000 | 140,157,000 | 143,721,000 | 143,016,000 |
| Allowance for loan losses | 1,465,000 | 1,491,000 | 1,527,000 | 1,472,000 |
| Securities available for sale | 74,134,000 | 71,232,000 | 75,108,000 | 75,382,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,275,000 | 163,400,000 | 167,012,000 | 168,934,000 |
| Interest-bearing deposits | 153,291,000 | 148,347,000 | 151,490,000 | 150,329,000 |
| Noninterest-bearing deposits | 15,984,000 | 15,053,000 | 15,522,000 | 18,605,000 |
| Equity capital | 25,756,000 | 25,237,000 | 26,466,000 | 26,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,909,000 | 5,849,000 | 8,806,000 | 11,770,000 |
| Interest expense | 1,060,000 | 2,112,000 | 3,191,000 | 4,309,000 |
| Net interest income | 1,849,000 | 3,737,000 | 5,615,000 | 7,461,000 |
| Noninterest income | 408,000 | 939,000 | 1,438,000 | 1,915,000 |
| Noninterest expense | 1,241,000 | 2,547,000 | 3,845,000 | 5,201,000 |
| Provision for loan losses | 33,000 | 65,000 | 97,000 | 325,000 |
| Pretax income | 983,000 | 2,064,000 | 3,111,000 | 3,850,000 |
| Income tax | 242,000 | 441,000 | 647,000 | 746,000 |
| Net income | 741,000 | 1,623,000 | 2,464,000 | 3,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,383,000 | 24,916,000 | 25,758,000 | 26,050,000 |
| Total capital | 25,848,000 | 26,407,000 | 27,285,000 | 27,522,000 |
| Risk-weighted assets | 148,268,000 | 159,648,000 | 164,638,000 | 155,975,000 |