Call reports 2003
MAQUOKETA STATE BANK — 2003
What MAQUOKETA STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 217,655,000 | 216,285,000 | 218,214,000 | 220,322,000 |
| Total loans | 122,336,000 | 127,779,000 | 128,108,000 | 130,743,000 |
| Allowance for loan losses | 1,384,000 | 1,390,000 | 1,419,000 | 1,429,000 |
| Securities available for sale | 81,508,000 | 74,849,000 | 75,276,000 | 75,609,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,418,000 | 160,062,000 | 162,399,000 | 162,690,000 |
| Interest-bearing deposits | 150,203,000 | 145,122,000 | 147,050,000 | 145,894,000 |
| Noninterest-bearing deposits | 15,215,000 | 14,940,000 | 15,349,000 | 16,796,000 |
| Equity capital | 23,598,000 | 24,343,000 | 24,362,000 | 24,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,990,000 | 5,945,000 | 8,844,000 | 11,735,000 |
| Interest expense | 1,290,000 | 2,527,000 | 3,675,000 | 4,783,000 |
| Net interest income | 1,700,000 | 3,418,000 | 5,169,000 | 6,952,000 |
| Noninterest income | 363,000 | 843,000 | 1,315,000 | 1,710,000 |
| Noninterest expense | 1,207,000 | 2,403,000 | 3,621,000 | 4,941,000 |
| Provision for loan losses | 32,000 | 64,000 | 97,000 | 130,000 |
| Pretax income | 824,000 | 1,795,000 | 2,773,000 | 3,596,000 |
| Income tax | 191,000 | 434,000 | 681,000 | 842,000 |
| Net income | 633,000 | 1,361,000 | 2,092,000 | 2,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,397,000 | 22,597,000 | 23,328,000 | 23,642,000 |
| Total capital | 22,781,000 | 23,987,000 | 24,747,000 | 25,071,000 |
| Risk-weighted assets | 134,574,000 | 137,415,000 | 140,535,000 | 141,470,000 |