Call reports 2002
MAQUOKETA STATE BANK — 2002
What MAQUOKETA STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 206,133,000 | 213,282,000 | 218,980,000 | 220,658,000 |
| Total loans | 114,245,000 | 119,754,000 | 121,156,000 | 120,426,000 |
| Allowance for loan losses | 1,234,000 | 1,283,000 | 1,321,000 | 1,350,000 |
| Securities available for sale | 80,434,000 | 82,865,000 | 81,177,000 | 85,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,819,000 | 161,979,000 | 165,333,000 | 165,745,000 |
| Interest-bearing deposits | 144,864,000 | 149,924,000 | 151,251,000 | 150,639,000 |
| Noninterest-bearing deposits | 11,955,000 | 12,055,000 | 14,082,000 | 15,106,000 |
| Equity capital | 22,576,000 | 23,424,000 | 24,537,000 | 24,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,305,000 | 6,666,000 | 9,989,000 | 13,203,000 |
| Interest expense | 1,568,000 | 3,068,000 | 4,542,000 | 5,968,000 |
| Net interest income | 1,737,000 | 3,598,000 | 5,447,000 | 7,235,000 |
| Noninterest income | 401,000 | 746,000 | 1,095,000 | 1,624,000 |
| Noninterest expense | 1,163,000 | 2,304,000 | 3,481,000 | 4,821,000 |
| Provision for loan losses | 37,000 | 74,000 | 112,000 | 150,000 |
| Pretax income | 938,000 | 1,966,000 | 2,951,000 | 3,890,000 |
| Income tax | 255,000 | 541,000 | 807,000 | 1,070,000 |
| Net income | 683,000 | 1,425,000 | 2,144,000 | 2,820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,906,000 | 22,193,000 | 22,911,000 | 23,185,000 |
| Total capital | 23,140,000 | 23,476,000 | 24,232,000 | 24,535,000 |
| Risk-weighted assets | 229,190,000 | 128,098,000 | 130,844,000 | 134,420,000 |