Call reports 2001
FIRST NATIONAL BANK OF SHELBY, THE — 2001
What FIRST NATIONAL BANK OF SHELBY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 212,568,000 | 214,016,000 | 217,182,000 | 214,697,000 |
| Total loans | 142,773,000 | 145,952,000 | 145,196,000 | 142,764,000 |
| Allowance for loan losses | 2,252,000 | 2,235,000 | 2,346,000 | 2,246,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 34,700,000 | 32,979,000 | 30,209,000 | 36,929,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,015,000 | 181,440,000 | 184,972,000 | 182,789,000 |
| Interest-bearing deposits | 154,607,000 | 155,516,000 | 158,110,000 | 162,677,000 |
| Noninterest-bearing deposits | 24,408,000 | 25,924,000 | 26,862,000 | 20,113,000 |
| Equity capital | 20,048,000 | 20,635,000 | 21,225,000 | 21,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,580,000 | 9,184,000 | 13,718,000 | 18,108,000 |
| Interest expense | 1,850,000 | 3,661,000 | 5,409,000 | 7,032,000 |
| Net interest income | 2,730,000 | 5,523,000 | 8,309,000 | 11,076,000 |
| Noninterest income | 188,000 | 385,000 | 581,000 | 769,000 |
| Noninterest expense | 1,468,000 | 3,001,000 | 4,521,000 | 6,345,000 |
| Provision for loan losses | 210,000 | 420,000 | 630,000 | 840,000 |
| Pretax income | 1,240,000 | 2,487,000 | 3,739,000 | 4,660,000 |
| Income tax | 408,000 | 818,000 | 1,230,000 | 1,510,000 |
| Net income | 832,000 | 1,669,000 | 2,509,000 | 3,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,505,000 | 18,143,000 | 18,784,000 | 19,201,000 |
| Total capital | 19,330,000 | 19,985,000 | 20,668,000 | 21,046,000 |
| Risk-weighted assets | 145,558,000 | 147,034,000 | 150,145,000 | 147,222,000 |