Call reports 2015
CONNECTIONS BANK — 2015
What CONNECTIONS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 47,496,000 | 46,126,000 | 44,112,000 | 43,329,000 |
| Total loans | 23,353,000 | 23,844,000 | 22,960,000 | 22,830,000 |
| Allowance for loan losses | 1,114,000 | 929,000 | 934,000 | 2,000 |
| Securities available for sale | 18,733,000 | 17,404,000 | 16,954,000 | 15,363,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,540,000 | 36,708,000 | 35,071,000 | 32,915,000 |
| Interest-bearing deposits | 33,615,000 | 33,686,000 | 32,204,000 | 29,829,000 |
| Noninterest-bearing deposits | 2,925,000 | 3,022,000 | 2,867,000 | 3,086,000 |
| Equity capital | 5,956,000 | 5,747,000 | 5,870,000 | 6,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 610,000 | 1,146,000 | 1,636,000 | 218,000 |
| Interest expense | 90,000 | 169,000 | 244,000 | 33,000 |
| Net interest income | 520,000 | 977,000 | 1,392,000 | 185,000 |
| Noninterest income | 31,000 | -13,000 | 22,000 | 18,000 |
| Noninterest expense | 372,000 | 831,000 | 1,311,000 | 194,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 179,000 | 133,000 | 103,000 | 50,000 |
| Income tax | 72,000 | 40,000 | 41,000 | 1,000 |
| Net income | 107,000 | 93,000 | 62,000 | 49,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,049,000 | 5,034,000 | 5,004,000 | 5,392,000 |
| Total capital | 5,470,000 | 5,430,000 | 5,384,000 | 5,394,000 |
| Risk-weighted assets | 33,002,000 | 31,092,000 | 29,876,000 | 27,031,000 |