Call reports 2012
CONNECTIONS BANK — 2012
What CONNECTIONS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 59,234,000 | 57,211,000 | 57,099,000 | 57,336,000 |
| Total loans | 22,238,000 | 22,204,000 | 23,256,000 | 21,987,000 |
| Allowance for loan losses | 632,000 | 1,256,000 | 319,000 | 337,000 |
| Securities available for sale | 28,749,000 | 29,469,000 | 26,148,000 | 25,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,161,000 | 48,769,000 | 48,387,000 | 48,601,000 |
| Interest-bearing deposits | 46,838,000 | 46,060,000 | 45,786,000 | 44,836,000 |
| Noninterest-bearing deposits | 3,323,000 | 2,709,000 | 2,601,000 | 3,765,000 |
| Equity capital | 6,319,000 | 6,128,000 | 6,345,000 | 6,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 706,000 | 1,392,000 | 2,075,000 | 2,756,000 |
| Interest expense | 193,000 | 370,000 | 534,000 | 689,000 |
| Net interest income | 513,000 | 1,022,000 | 1,541,000 | 2,067,000 |
| Noninterest income | 38,000 | 121,000 | 84,000 | 131,000 |
| Noninterest expense | 377,000 | 766,000 | 1,174,000 | 1,590,000 |
| Provision for loan losses | 210,000 | 839,000 | 820,000 | 862,000 |
| Pretax income | -23,000 | -435,000 | -296,000 | -165,000 |
| Income tax | -8,000 | -101,000 | -101,000 | -101,000 |
| Net income | -15,000 | -334,000 | -195,000 | -64,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,341,000 | 5,023,000 | 5,162,000 | 5,292,000 |
| Total capital | 5,762,000 | 5,403,000 | 5,481,000 | 5,629,000 |
| Risk-weighted assets | 33,448,000 | 34,384,000 | 33,812,000 | 32,159,000 |