Call reports 2006
CONNECTIONS BANK — 2006
What CONNECTIONS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 32,452,000 | 32,257,000 | 32,111,000 | 38,716,000 |
| Total loans | 24,152,000 | 24,522,000 | 24,093,000 | 24,999,000 |
| Allowance for loan losses | 240,000 | 247,000 | 256,000 | 278,000 |
| Securities available for sale | 5,055,000 | 4,790,000 | 5,220,000 | 5,511,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,307,000 | 25,828,000 | 25,807,000 | 32,106,000 |
| Interest-bearing deposits | 23,514,000 | 23,668,000 | 23,470,000 | 26,369,000 |
| Noninterest-bearing deposits | 2,793,000 | 2,160,000 | 2,337,000 | 5,737,000 |
| Equity capital | 2,952,000 | 2,989,000 | 3,064,000 | 3,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 533,000 | 1,117,000 | 1,709,000 | 2,353,000 |
| Interest expense | 212,000 | 454,000 | 713,000 | 1,001,000 |
| Net interest income | 321,000 | 663,000 | 996,000 | 1,352,000 |
| Noninterest income | 24,000 | 60,000 | 83,000 | 117,000 |
| Noninterest expense | 254,000 | 539,000 | 831,000 | 1,113,000 |
| Provision for loan losses | 10,000 | 23,000 | 37,000 | 59,000 |
| Pretax income | 81,000 | 161,000 | 211,000 | 297,000 |
| Income tax | 10,000 | 35,000 | 42,000 | 42,000 |
| Net income | 71,000 | 126,000 | 169,000 | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,409,000 | 2,463,000 | 2,506,000 | 3,152,000 |
| Total capital | 2,649,000 | 2,710,000 | 2,762,000 | 3,430,000 |
| Risk-weighted assets | 23,555,000 | 24,996,000 | 24,509,000 | 26,579,000 |