Call reports 2005
CONNECTIONS BANK — 2005
What CONNECTIONS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 30,626,000 | 30,398,000 | 30,265,000 | 31,405,000 |
| Total loans | 23,431,000 | 21,614,000 | 22,770,000 | 23,765,000 |
| Allowance for loan losses | 204,000 | 221,000 | 219,000 | 235,000 |
| Securities available for sale | 4,346,000 | 4,953,000 | 4,931,000 | 4,720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,786,000 | 25,045,000 | 24,271,000 | 24,157,000 |
| Interest-bearing deposits | 23,072,000 | 22,836,000 | 22,118,000 | 21,832,000 |
| Noninterest-bearing deposits | 2,714,000 | 2,209,000 | 2,153,000 | 2,325,000 |
| Equity capital | 2,778,000 | 2,810,000 | 2,774,000 | 2,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 441,000 | 890,000 | 1,352,000 | 1,851,000 |
| Interest expense | 146,000 | 305,000 | 476,000 | 669,000 |
| Net interest income | 295,000 | 585,000 | 876,000 | 1,182,000 |
| Noninterest income | 25,000 | 52,000 | 77,000 | 107,000 |
| Noninterest expense | 241,000 | 516,000 | 788,000 | 1,053,000 |
| Provision for loan losses | 10,000 | 33,000 | 93,000 | 109,000 |
| Pretax income | 69,000 | 88,000 | 72,000 | 127,000 |
| Income tax | 21,000 | 21,000 | 23,000 | 23,000 |
| Net income | 48,000 | 67,000 | 49,000 | 104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,208,000 | 2,226,000 | 2,209,000 | 2,337,000 |
| Total capital | 2,412,000 | 2,447,000 | 2,428,000 | 2,572,000 |
| Risk-weighted assets | 22,644,000 | 22,198,000 | 22,993,000 | 23,824,000 |