Call reports 2010
FIRST STATE BANK, THE — 2010
What FIRST STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 24,269,000 | 23,157,000 | 24,463,000 | 21,700,000 |
| Total loans | 12,600,000 | 12,406,000 | 11,846,000 | 10,971,000 |
| Allowance for loan losses | 216,000 | 222,000 | 228,000 | 219,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,936,000 | 16,682,000 | 16,867,000 | 16,614,000 |
| Interest-bearing deposits | 14,921,000 | 14,775,000 | 15,091,000 | 14,893,000 |
| Noninterest-bearing deposits | 2,015,000 | 1,907,000 | 1,776,000 | 1,721,000 |
| Equity capital | 1,660,000 | 1,586,000 | 1,633,000 | 1,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 232,000 | 458,000 | 676,000 | 880,000 |
| Interest expense | 52,000 | 101,000 | 143,000 | 180,000 |
| Net interest income | 180,000 | 357,000 | 533,000 | 700,000 |
| Noninterest income | 15,000 | 34,000 | 49,000 | 62,000 |
| Noninterest expense | 102,000 | 205,000 | 307,000 | 436,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 9,000 |
| Pretax income | 87,000 | 174,000 | 257,000 | 317,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 87,000 | 174,000 | 257,000 | 317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,660,000 | 1,586,000 | 1,633,000 | 1,636,000 |
| Total capital | 1,814,000 | 1,740,000 | 1,785,000 | 1,775,000 |
| Risk-weighted assets | 12,240,000 | 12,262,000 | 12,176,000 | 11,009,000 |