Call reports 2009
FIRST STATE BANK, THE — 2009
What FIRST STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 18,843,000 | 23,666,000 | 23,315,000 | 22,781,000 |
| Total loans | 11,058,000 | 11,311,000 | 10,708,000 | 12,484,000 |
| Allowance for loan losses | 204,000 | 206,000 | 210,000 | 210,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,735,000 | 16,818,000 | 16,694,000 | 17,102,000 |
| Interest-bearing deposits | 15,072,000 | 15,210,000 | 14,803,000 | 14,939,000 |
| Noninterest-bearing deposits | 1,663,000 | 1,608,000 | 1,891,000 | 2,163,000 |
| Equity capital | 1,644,000 | 1,562,000 | 1,561,000 | 1,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 264,000 | 520,000 | 786,000 | 1,024,000 |
| Interest expense | 87,000 | 165,000 | 237,000 | 294,000 |
| Net interest income | 177,000 | 355,000 | 549,000 | 730,000 |
| Noninterest income | 29,000 | 43,000 | 57,000 | 74,000 |
| Noninterest expense | 95,000 | 203,000 | 306,000 | 429,000 |
| Provision for loan losses | 21,000 | 23,000 | 27,000 | 27,000 |
| Pretax income | 90,000 | 172,000 | 273,000 | 348,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 90,000 | 172,000 | 273,000 | 348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,644,000 | 1,562,000 | 1,561,000 | 1,573,000 |
| Total capital | 1,759,000 | 1,690,000 | 1,699,000 | 1,725,000 |
| Risk-weighted assets | 10,038,000 | 11,423,000 | 10,954,000 | 12,108,000 |