Call reports 2008
FIRST STATE BANK, THE — 2008
What FIRST STATE BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 15,780,000 | 16,267,000 | 17,191,000 | 18,996,000 |
| Total loans | 13,207,000 | 13,848,000 | 13,666,000 | 12,383,000 |
| Allowance for loan losses | 173,000 | 178,000 | 183,000 | 183,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,588,000 | 14,080,000 | 15,617,000 | 16,061,000 |
| Interest-bearing deposits | 11,958,000 | 12,447,000 | 13,962,000 | 14,275,000 |
| Noninterest-bearing deposits | 1,630,000 | 1,633,000 | 1,655,000 | 1,786,000 |
| Equity capital | 1,548,000 | 1,555,000 | 1,534,000 | 1,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 269,000 | 531,000 | 795,000 | 1,077,000 |
| Interest expense | 107,000 | 212,000 | 306,000 | 396,000 |
| Net interest income | 162,000 | 319,000 | 489,000 | 681,000 |
| Noninterest income | 17,000 | 35,000 | 52,000 | 73,000 |
| Noninterest expense | 94,000 | 173,000 | 269,000 | 382,000 |
| Provision for loan losses | 4,000 | 9,000 | 14,000 | 15,000 |
| Pretax income | 81,000 | 172,000 | 258,000 | 357,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 81,000 | 172,000 | 258,000 | 357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,548,000 | 1,555,000 | 1,534,000 | 1,554,000 |
| Total capital | 1,687,000 | 1,698,000 | 1,681,000 | 1,690,000 |
| Risk-weighted assets | 11,084,000 | 11,426,000 | 11,673,000 | 10,839,000 |