Call reports 2007
FIRST STATE BANK, THE — 2007
What FIRST STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 15,007,000 | 14,310,000 | 15,240,000 | 15,399,000 |
| Total loans | 12,844,000 | 11,960,000 | 12,125,000 | 12,318,000 |
| Allowance for loan losses | 156,000 | 160,000 | 165,000 | 169,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,480,000 | 12,741,000 | 13,618,000 | 13,791,000 |
| Interest-bearing deposits | 11,580,000 | 10,907,000 | 11,743,000 | 12,218,000 |
| Noninterest-bearing deposits | 1,900,000 | 1,834,000 | 1,875,000 | 1,573,000 |
| Equity capital | 1,478,000 | 1,529,000 | 1,575,000 | 1,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 259,000 | 510,000 | 761,000 | 1,020,000 |
| Interest expense | 95,000 | 190,000 | 288,000 | 392,000 |
| Net interest income | 164,000 | 320,000 | 473,000 | 628,000 |
| Noninterest income | 15,000 | 29,000 | 48,000 | 69,000 |
| Noninterest expense | 77,000 | 160,000 | 249,000 | 359,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 97,000 | 180,000 | 258,000 | 320,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 97,000 | 180,000 | 258,000 | 320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,478,000 | 1,529,000 | 1,575,000 | 1,554,000 |
| Total capital | 1,606,000 | 1,649,000 | 1,700,000 | 1,682,000 |
| Risk-weighted assets | 10,295,000 | 9,590,000 | 10,022,000 | 10,209,000 |