Call reports 2006
FIRST STATE BANK, THE — 2006
What FIRST STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 15,008,000 | 15,558,000 | 15,172,000 | 15,372,000 |
| Total loans | 12,192,000 | 11,884,000 | 12,378,000 | 12,783,000 |
| Allowance for loan losses | 139,000 | 143,000 | 148,000 | 151,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,460,000 | 13,998,000 | 13,574,000 | 13,760,000 |
| Interest-bearing deposits | 11,876,000 | 12,053,000 | 11,715,000 | 11,567,000 |
| Noninterest-bearing deposits | 1,584,000 | 1,945,000 | 1,859,000 | 2,193,000 |
| Equity capital | 1,501,000 | 1,519,000 | 1,545,000 | 1,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 230,000 | 472,000 | 724,000 | 979,000 |
| Interest expense | 69,000 | 149,000 | 239,000 | 336,000 |
| Net interest income | 161,000 | 323,000 | 485,000 | 643,000 |
| Noninterest income | 18,000 | 37,000 | 65,000 | 84,000 |
| Noninterest expense | 87,000 | 176,000 | 265,000 | 371,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 17,000 |
| Pretax income | 87,000 | 175,000 | 271,000 | 339,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 87,000 | 175,000 | 271,000 | 339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,501,000 | 1,519,000 | 1,545,000 | 1,553,000 |
| Total capital | 1,626,000 | 1,644,000 | 1,670,000 | 1,682,000 |
| Risk-weighted assets | 9,993,000 | 9,996,000 | 9,960,000 | 10,307,000 |