Call reports 2005
FIRST STATE BANK, THE — 2005
What FIRST STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 14,392,000 | 14,646,000 | 14,365,000 | 14,398,000 |
| Total loans | 8,675,000 | 11,802,000 | 11,361,000 | 10,942,000 |
| Allowance for loan losses | 122,000 | 126,000 | 130,000 | 134,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,887,000 | 12,636,000 | 12,839,000 | 12,870,000 |
| Interest-bearing deposits | 11,324,000 | 11,141,000 | 11,335,000 | 11,224,000 |
| Noninterest-bearing deposits | 1,563,000 | 1,495,000 | 1,504,000 | 1,646,000 |
| Equity capital | 1,441,000 | 1,456,000 | 1,480,000 | 1,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 174,000 | 372,000 | 588,000 | 809,000 |
| Interest expense | 35,000 | 82,000 | 136,000 | 201,000 |
| Net interest income | 139,000 | 290,000 | 452,000 | 608,000 |
| Noninterest income | 16,000 | 34,000 | 55,000 | 72,000 |
| Noninterest expense | 90,000 | 175,000 | 260,000 | 363,000 |
| Provision for loan losses | 3,000 | 6,000 | 11,000 | 15,000 |
| Pretax income | 62,000 | 143,000 | 236,000 | 302,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 62,000 | 143,000 | 236,000 | 302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,441,000 | 1,456,000 | 1,480,000 | 1,479,000 |
| Total capital | 1,540,000 | 1,577,000 | 1,599,000 | 1,593,000 |
| Risk-weighted assets | 7,927,000 | 9,685,000 | 9,474,000 | 9,111,000 |