Call reports 2004
FIRST STATE BANK, THE — 2004
What FIRST STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 15,950,000 | 13,945,000 | 13,919,000 | 13,697,000 |
| Total loans | 8,936,000 | 8,638,000 | 8,123,000 | 7,946,000 |
| Allowance for loan losses | 117,000 | 119,000 | 122,000 | 125,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,743,000 | 11,505,000 | 11,433,000 | 11,910,000 |
| Interest-bearing deposits | 10,221,000 | 9,919,000 | 9,976,000 | 10,368,000 |
| Noninterest-bearing deposits | 1,522,000 | 1,586,000 | 1,457,000 | 1,542,000 |
| Equity capital | 1,466,000 | 1,401,000 | 1,436,000 | 1,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 191,000 | 375,000 | 549,000 | 722,000 |
| Interest expense | 42,000 | 81,000 | 112,000 | 146,000 |
| Net interest income | 149,000 | 294,000 | 437,000 | 576,000 |
| Noninterest income | 31,000 | 61,000 | 85,000 | 100,000 |
| Noninterest expense | 84,000 | 168,000 | 253,000 | 348,000 |
| Provision for loan losses | 3,000 | 5,000 | 8,000 | 11,000 |
| Pretax income | 93,000 | 182,000 | 261,000 | 317,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 93,000 | 182,000 | 261,000 | 317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,466,000 | 1,401,000 | 1,436,000 | 1,435,000 |
| Total capital | 1,570,000 | 1,497,000 | 1,530,000 | 1,527,000 |
| Risk-weighted assets | 8,329,000 | 7,601,000 | 7,442,000 | 7,301,000 |