Call reports 2003
FIRST STATE BANK, THE — 2003
What FIRST STATE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 17,608,000 | 19,662,000 | 16,766,000 | 16,146,000 |
| Total loans | 8,481,000 | 8,470,000 | 7,942,000 | 8,680,000 |
| Allowance for loan losses | 106,000 | 109,000 | 111,000 | 114,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,354,000 | 11,772,000 | 11,116,000 | 11,528,000 |
| Interest-bearing deposits | 10,587,000 | 10,416,000 | 9,736,000 | 9,826,000 |
| Noninterest-bearing deposits | 1,767,000 | 1,356,000 | 1,380,000 | 1,702,000 |
| Equity capital | 1,306,000 | 1,299,000 | 1,337,000 | 1,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 220,000 | 450,000 | 664,000 | 857,000 |
| Interest expense | 70,000 | 138,000 | 197,000 | 244,000 |
| Net interest income | 150,000 | 312,000 | 467,000 | 613,000 |
| Noninterest income | 25,000 | 48,000 | 70,000 | 100,000 |
| Noninterest expense | 88,000 | 181,000 | 269,000 | 366,000 |
| Provision for loan losses | 3,000 | 5,000 | 8,000 | 11,000 |
| Pretax income | 84,000 | 174,000 | 260,000 | 336,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 84,000 | 174,000 | 260,000 | 336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,306,000 | 1,299,000 | 1,337,000 | 1,373,000 |
| Total capital | 1,412,000 | 1,408,000 | 1,445,000 | 1,475,000 |
| Risk-weighted assets | 9,089,000 | 9,623,000 | 8,670,000 | 8,140,000 |