Call reports 2002
FIRST STATE BANK, THE — 2002
What FIRST STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 17,152,000 | 16,578,000 | 17,558,000 | 17,770,000 |
| Total loans | 8,467,000 | 8,268,000 | 8,216,000 | 7,906,000 |
| Allowance for loan losses | 95,000 | 98,000 | 101,000 | 103,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,443,000 | 12,192,000 | 12,481,000 | 12,121,000 |
| Interest-bearing deposits | 11,039,000 | 10,834,000 | 10,910,000 | 10,680,000 |
| Noninterest-bearing deposits | 1,404,000 | 1,358,000 | 1,571,000 | 1,441,000 |
| Equity capital | 1,164,000 | 1,156,000 | 1,194,000 | 1,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 234,000 | 468,000 | 699,000 | 931,000 |
| Interest expense | 103,000 | 199,000 | 288,000 | 369,000 |
| Net interest income | 131,000 | 269,000 | 411,000 | 562,000 |
| Noninterest income | 29,000 | 49,000 | 78,000 | 101,000 |
| Noninterest expense | 93,000 | 179,000 | 265,000 | 359,000 |
| Provision for loan losses | 3,000 | 5,000 | 9,000 | 11,000 |
| Pretax income | 64,000 | 134,000 | 215,000 | 293,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 64,000 | 134,000 | 215,000 | 293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,164,000 | 1,156,000 | 1,194,000 | 1,222,000 |
| Total capital | 1,259,000 | 1,254,000 | 1,295,000 | 1,325,000 |
| Risk-weighted assets | 9,151,000 | 8,818,000 | 8,743,000 | 8,683,000 |