Call reports 2001
FIRST STATE BANK, THE — 2001
What FIRST STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 13,421,000 | 12,659,000 | 15,580,000 | 16,977,000 |
| Total loans | 7,896,000 | 7,932,000 | 7,929,000 | 7,430,000 |
| Allowance for loan losses | 85,000 | 87,000 | 90,000 | 92,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,340,000 | 11,595,000 | 11,979,000 | 12,779,000 |
| Interest-bearing deposits | 10,889,000 | 10,372,000 | 10,737,000 | 11,320,000 |
| Noninterest-bearing deposits | 1,451,000 | 1,223,000 | 1,242,000 | 1,459,000 |
| Equity capital | 1,032,000 | 1,028,000 | 1,063,000 | 1,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 264,000 | 515,000 | 775,000 | 1,035,000 |
| Interest expense | 135,000 | 260,000 | 392,000 | 517,000 |
| Net interest income | 129,000 | 255,000 | 383,000 | 518,000 |
| Noninterest income | 18,000 | 42,000 | 66,000 | 93,000 |
| Noninterest expense | 90,000 | 172,000 | 256,000 | 349,000 |
| Provision for loan losses | 3,000 | 5,000 | 8,000 | 11,000 |
| Pretax income | 54,000 | 120,000 | 185,000 | 251,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 54,000 | 120,000 | 185,000 | 251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,032,000 | 1,028,000 | 1,063,000 | 1,100,000 |
| Total capital | 1,117,000 | 1,115,000 | 1,153,000 | 1,192,000 |
| Risk-weighted assets | 7,906,000 | 7,670,000 | 8,241,000 | 8,326,000 |