Call reports 2005
UNITED PRAIRIE BANK - JACKSON — 2005
What UNITED PRAIRIE BANK - JACKSON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 39,417,000 | 44,180,000 | 41,850,000 | 44,401,000 |
| Total loans | 24,922,000 | 27,639,000 | 28,395,000 | 26,916,000 |
| Allowance for loan losses | 305,000 | 319,000 | 335,000 | 345,000 |
| Securities available for sale | 7,724,000 | 7,810,000 | 7,151,000 | 7,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,372,000 | 37,382,000 | 35,921,000 | 39,400,000 |
| Interest-bearing deposits | 32,533,000 | 35,697,000 | 34,211,000 | 35,225,000 |
| Noninterest-bearing deposits | 1,839,000 | 1,685,000 | 1,710,000 | 4,174,000 |
| Equity capital | 2,799,000 | 2,963,000 | 3,014,000 | 3,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 538,000 | 1,145,000 | 1,795,000 | 2,463,000 |
| Interest expense | 168,000 | 367,000 | 594,000 | 821,000 |
| Net interest income | 370,000 | 778,000 | 1,201,000 | 1,642,000 |
| Noninterest income | 70,000 | 118,000 | 173,000 | 248,000 |
| Noninterest expense | 306,000 | 617,000 | 959,000 | 1,349,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 119,000 | 249,000 | 370,000 | 481,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 119,000 | 249,000 | 370,000 | 481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,844,000 | 2,923,000 | 3,043,000 | 3,155,000 |
| Total capital | 3,149,000 | 3,242,000 | 3,378,000 | 3,500,000 |
| Risk-weighted assets | 29,254,000 | 32,236,000 | 32,284,000 | 31,913,000 |