Call reports 2004
UNITED PRAIRIE BANK - JACKSON — 2004
What UNITED PRAIRIE BANK - JACKSON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 36,062,000 | 35,818,000 | 36,060,000 | 39,694,000 |
| Total loans | 21,279,000 | 22,260,000 | 23,252,000 | 23,144,000 |
| Allowance for loan losses | 264,000 | 275,000 | 287,000 | 290,000 |
| Securities available for sale | 7,346,000 | 7,310,000 | 6,858,000 | 6,641,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,743,000 | 30,096,000 | 30,717,000 | 34,768,000 |
| Interest-bearing deposits | 30,683,000 | 29,114,000 | 29,636,000 | 31,947,000 |
| Noninterest-bearing deposits | 1,060,000 | 982,000 | 1,081,000 | 2,821,000 |
| Equity capital | 3,008,000 | 2,807,000 | 3,033,000 | 3,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 511,000 | 1,011,000 | 1,533,000 | 2,063,000 |
| Interest expense | 143,000 | 280,000 | 424,000 | 576,000 |
| Net interest income | 368,000 | 731,000 | 1,109,000 | 1,487,000 |
| Noninterest income | 45,000 | 106,000 | 170,000 | 226,000 |
| Noninterest expense | 312,000 | 625,000 | 939,000 | 1,294,000 |
| Provision for loan losses | 15,000 | 26,000 | 35,000 | 44,000 |
| Pretax income | 86,000 | 186,000 | 305,000 | 375,000 |
| Income tax | 118,000 | 130,000 | 142,000 | 154,000 |
| Net income | -32,000 | 56,000 | 163,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,787,000 | 2,851,000 | 2,930,000 | 2,975,000 |
| Total capital | 3,051,000 | 3,126,000 | 3,217,000 | 3,265,000 |
| Risk-weighted assets | 25,383,000 | 26,399,000 | 27,220,000 | 27,787,000 |