Call reports 2003
UNITED PRAIRIE BANK - JACKSON — 2003
What UNITED PRAIRIE BANK - JACKSON reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 35,279,000 | 37,439,000 | 38,382,000 | 37,265,000 |
| Total loans | 22,359,000 | 22,725,000 | 23,532,000 | 22,142,000 |
| Allowance for loan losses | 288,000 | 347,000 | 234,000 | 249,000 |
| Securities available for sale | 5,281,000 | 4,731,000 | 7,103,000 | 7,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,328,000 | 32,967,000 | 30,323,000 | 32,208,000 |
| Interest-bearing deposits | 28,862,000 | 31,178,000 | 29,313,000 | 30,307,000 |
| Noninterest-bearing deposits | 1,466,000 | 1,789,000 | 1,010,000 | 1,901,000 |
| Equity capital | 2,992,000 | 3,054,000 | 3,064,000 | 3,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 534,000 | 1,068,000 | 1,608,000 | 2,135,000 |
| Interest expense | 172,000 | 338,000 | 496,000 | 649,000 |
| Net interest income | 362,000 | 730,000 | 1,112,000 | 1,486,000 |
| Noninterest income | 63,000 | 121,000 | 187,000 | 269,000 |
| Noninterest expense | 314,000 | 632,000 | 946,000 | 1,267,000 |
| Provision for loan losses | 12,000 | 73,000 | 88,000 | 103,000 |
| Pretax income | 99,000 | 146,000 | 265,000 | 385,000 |
| Income tax | 26,000 | 30,000 | 63,000 | 95,000 |
| Net income | 73,000 | 116,000 | 202,000 | 290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,873,000 | 2,916,000 | 3,002,000 | 3,090,000 |
| Total capital | 3,161,000 | 3,254,000 | 3,236,000 | 3,339,000 |
| Risk-weighted assets | 26,274,000 | 27,045,000 | 27,691,000 | 26,583,000 |