Call reports 2008
COLLINSVILLE BANK — 2008
What COLLINSVILLE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 147,278,000 | 151,073,000 | 148,665,000 | 156,265,000 |
| Total loans | 117,546,000 | 120,047,000 | 125,562,000 | 128,952,000 |
| Allowance for loan losses | 557,000 | 572,000 | 612,000 | 693,000 |
| Securities available for sale | 13,579,000 | 15,667,000 | 9,735,000 | 12,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,529,000 | 100,025,000 | 97,505,000 | 103,276,000 |
| Interest-bearing deposits | 92,236,000 | 89,130,000 | 87,463,000 | 92,946,000 |
| Noninterest-bearing deposits | 9,293,000 | 10,895,000 | 10,042,000 | 10,330,000 |
| Equity capital | 12,492,000 | 12,679,000 | 11,792,000 | 13,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,006,000 | 4,013,000 | 6,058,000 | 8,063,000 |
| Interest expense | 1,054,000 | 2,009,000 | 2,940,000 | 3,933,000 |
| Net interest income | 952,000 | 2,004,000 | 3,118,000 | 4,130,000 |
| Noninterest income | 125,000 | 252,000 | 393,000 | 501,000 |
| Noninterest expense | 782,000 | 1,599,000 | 2,386,000 | 3,274,000 |
| Provision for loan losses | -1,000 | 14,000 | 55,000 | 167,000 |
| Pretax income | 284,000 | 521,000 | -1,987,000 | -2,154,000 |
| Income tax | 73,000 | 127,000 | 257,000 | -966,000 |
| Net income | 211,000 | 394,000 | -2,244,000 | -1,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,405,000 | 12,787,000 | 13,286,000 | 13,204,000 |
| Total capital | 12,962,000 | 13,359,000 | 13,904,000 | 13,897,000 |
| Risk-weighted assets | 97,271,000 | 104,438,000 | 105,609,000 | 108,894,000 |