Call reports 2004
COLLINSVILLE BANK — 2004
What COLLINSVILLE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 95,740,000 | 100,525,000 | 112,425,000 | 119,187,000 |
| Total loans | 75,424,000 | 82,202,000 | 89,225,000 | 93,686,000 |
| Allowance for loan losses | 553,000 | 553,000 | 557,000 | 557,000 |
| Securities available for sale | 16,172,000 | 14,168,000 | 18,097,000 | 19,869,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,584,000 | 81,385,000 | 84,694,000 | 86,446,000 |
| Interest-bearing deposits | 70,222,000 | 72,959,000 | 73,004,000 | 73,880,000 |
| Noninterest-bearing deposits | 6,362,000 | 8,426,000 | 11,690,000 | 12,566,000 |
| Equity capital | 10,222,000 | 10,279,000 | 10,433,000 | 10,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,285,000 | 2,547,000 | 3,883,000 | 5,330,000 |
| Interest expense | 469,000 | 936,000 | 1,432,000 | 1,973,000 |
| Net interest income | 816,000 | 1,611,000 | 2,451,000 | 3,357,000 |
| Noninterest income | 52,000 | 273,000 | 333,000 | 430,000 |
| Noninterest expense | 584,000 | 1,150,000 | 1,787,000 | 2,572,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 321,000 | 741,000 | 987,000 | 1,223,000 |
| Income tax | 127,000 | 293,000 | 389,000 | 445,000 |
| Net income | 194,000 | 448,000 | 598,000 | 778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,068,000 | 10,321,000 | 10,374,000 | 10,431,000 |
| Total capital | 10,706,000 | 10,947,000 | 11,023,000 | 11,096,000 |
| Risk-weighted assets | 56,380,000 | 58,855,000 | 63,889,000 | 67,975,000 |