Call reports 2003
COLLINSVILLE BANK — 2003
What COLLINSVILLE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 104,265,000 | 102,244,000 | 100,282,000 | 97,753,000 |
| Total loans | 70,722,000 | 72,382,000 | 69,890,000 | 73,465,000 |
| Allowance for loan losses | 585,000 | 585,000 | 585,000 | 547,000 |
| Securities available for sale | 12,754,000 | 14,977,000 | 17,760,000 | 17,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,472,000 | 82,695,000 | 81,011,000 | 78,585,000 |
| Interest-bearing deposits | 77,743,000 | 73,946,000 | 70,790,000 | 70,302,000 |
| Noninterest-bearing deposits | 6,729,000 | 8,749,000 | 10,221,000 | 8,283,000 |
| Equity capital | 9,610,000 | 9,793,000 | 9,817,000 | 10,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,394,000 | 2,782,000 | 4,081,000 | 5,336,000 |
| Interest expense | 597,000 | 1,176,000 | 1,711,000 | 2,207,000 |
| Net interest income | 797,000 | 1,606,000 | 2,370,000 | 3,129,000 |
| Noninterest income | 101,000 | 156,000 | 261,000 | 321,000 |
| Noninterest expense | 511,000 | 1,175,000 | 1,745,000 | 2,437,000 |
| Provision for loan losses | 9,000 | 9,000 | 9,000 | 9,000 |
| Pretax income | 366,000 | 560,000 | 818,000 | 965,000 |
| Income tax | 130,000 | 212,000 | 334,000 | 321,000 |
| Net income | 236,000 | 348,000 | 484,000 | 644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,464,000 | 9,578,000 | 9,713,000 | 9,874,000 |
| Total capital | 10,074,000 | 10,238,000 | 10,356,000 | 10,500,000 |
| Risk-weighted assets | 54,174,000 | 53,659,000 | 53,813,000 | 54,983,000 |