Call reports 2007
CONESTOGA BANK — 2007
What CONESTOGA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 |
|---|---|
| Total assets | 115,423,000 |
| Total loans | 10,978,000 |
| Allowance for loan losses | 200,000 |
| Securities available for sale | 6,929,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 101,915,000 |
| Interest-bearing deposits | 14,912,000 |
| Noninterest-bearing deposits | 87,003,000 |
| Equity capital | 13,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 |
|---|---|
| Interest income | 454,000 |
| Interest expense | 179,000 |
| Net interest income | 275,000 |
| Noninterest income | 29,000 |
| Noninterest expense | 639,000 |
| Provision for loan losses | 75,000 |
| Pretax income | -410,000 |
| Income tax | 0 |
| Net income | -410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 |
|---|---|
| Tier 1 capital | 13,285,000 |
| Total capital | 13,485,000 |
| Risk-weighted assets | 32,622,000 |