Call reports 2006
CONESTOGA BANK — 2006
What CONESTOGA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Total assets | 26,554,000 | 34,999,000 |
| Total loans | 1,958,000 | 9,218,000 |
| Allowance for loan losses | 50,000 | 125,000 |
| Securities available for sale | 19,873,000 | 22,173,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 12,019,000 | 21,042,000 |
| Interest-bearing deposits | 11,683,000 | 12,286,000 |
| Noninterest-bearing deposits | 337,000 | 8,756,000 |
| Equity capital | 14,128,000 | 13,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Interest income | 188,000 | 580,000 |
| Interest expense | 66,000 | 227,000 |
| Net interest income | 122,000 | 353,000 |
| Noninterest income | 1,000 | 24,000 |
| Noninterest expense | 993,000 | 1,557,000 |
| Provision for loan losses | 50,000 | 125,000 |
| Pretax income | -920,000 | -1,305,000 |
| Income tax | 0 | 0 |
| Net income | -920,000 | -1,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Tier 1 capital | 14,080,000 | 13,695,000 |
| Total capital | 14,130,000 | 13,820,000 |
| Risk-weighted assets | 7,698,000 | 14,754,000 |