Call reports 2003
RFC BANKING COMPANY — 2003
What RFC BANKING COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 |
|---|---|
| Total assets | 206,343,000 |
| Total loans | 115,083,000 |
| Allowance for loan losses | 6,277,000 |
| Securities available for sale | 36,702,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 166,046,000 |
| Interest-bearing deposits | 154,459,000 |
| Noninterest-bearing deposits | 11,587,000 |
| Equity capital | 17,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 |
|---|---|
| Interest income | 3,366,000 |
| Interest expense | 1,840,000 |
| Net interest income | 1,526,000 |
| Noninterest income | 8,312,000 |
| Noninterest expense | 2,279,000 |
| Provision for loan losses | 206,000 |
| Pretax income | 7,380,000 |
| Income tax | 2,506,000 |
| Net income | 4,874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 |
|---|---|
| Tier 1 capital | 17,579,000 |
| Total capital | 19,146,000 |
| Risk-weighted assets | 120,685,000 |