Call reports 2001
RFC BANKING COMPANY — 2001
What RFC BANKING COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 123,886,000 | 297,295,000 | 295,606,000 | 305,818,000 |
| Total loans | 110,895,000 | 239,866,000 | 244,443,000 | 249,652,000 |
| Allowance for loan losses | 1,559,000 | 3,081,000 | 3,248,000 | 3,074,000 |
| Securities available for sale | 8,474,000 | 36,743,000 | 35,501,000 | 39,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,655,000 | 251,899,000 | 245,352,000 | 245,807,000 |
| Interest-bearing deposits | 95,224,000 | 232,818,000 | 225,455,000 | 225,806,000 |
| Noninterest-bearing deposits | 6,431,000 | 19,081,000 | 19,897,000 | 20,001,000 |
| Equity capital | 10,064,000 | 23,070,000 | 23,529,000 | 22,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,753,000 | 12,179,000 | 18,276,000 | 23,910,000 |
| Interest expense | 1,702,000 | 6,633,000 | 9,915,000 | 12,723,000 |
| Net interest income | 1,051,000 | 5,546,000 | 8,361,000 | 11,187,000 |
| Noninterest income | 74,000 | 536,000 | 967,000 | 1,303,000 |
| Noninterest expense | 757,000 | 3,477,000 | 5,334,000 | 7,175,000 |
| Provision for loan losses | 150,000 | 450,000 | 691,000 | 2,300,000 |
| Pretax income | 218,000 | 2,147,000 | 3,418,000 | 3,285,000 |
| Income tax | 74,000 | 705,000 | 1,130,000 | 1,051,000 |
| Net income | 144,000 | 1,442,000 | 2,288,000 | 2,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,952,000 | 22,430,000 | 22,778,000 | 22,459,000 |
| Total capital | 11,314,000 | 25,383,000 | 25,775,000 | 25,533,000 |
| Risk-weighted assets | 108,731,000 | 236,085,000 | 239,652,000 | 253,182,000 |