Call reports 2016
MARION STATE BANK — 2016
What MARION STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 98,605,000 | 98,907,000 | 102,883,000 | 100,473,000 |
| Total loans | 41,062,000 | 41,934,000 | 42,583,000 | 44,168,000 |
| Allowance for loan losses | 279,000 | 274,000 | 358,000 | 386,000 |
| Securities available for sale | 44,778,000 | 48,000,000 | 48,224,000 | 46,213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,698,000 | 85,788,000 | 89,551,000 | 88,422,000 |
| Interest-bearing deposits | 66,894,000 | 66,537,000 | 68,207,000 | 69,117,000 |
| Noninterest-bearing deposits | 18,804,000 | 19,251,000 | 21,344,000 | 19,305,000 |
| Equity capital | 12,805,000 | 12,978,000 | 13,166,000 | 11,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 865,000 | 1,772,000 | 2,648,000 | 3,544,000 |
| Interest expense | 75,000 | 156,000 | 240,000 | 326,000 |
| Net interest income | 790,000 | 1,616,000 | 2,408,000 | 3,218,000 |
| Noninterest income | 68,000 | 181,000 | 321,000 | 444,000 |
| Noninterest expense | 428,000 | 857,000 | 1,345,000 | 1,863,000 |
| Provision for loan losses | 0 | 50,000 | 100,000 | 132,000 |
| Pretax income | 488,000 | 976,000 | 1,385,000 | 1,768,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 488,000 | 976,000 | 1,385,000 | 1,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,411,000 | 12,433,000 | 12,689,000 | 12,895,000 |
| Total capital | 12,690,000 | 12,707,000 | 13,047,000 | 13,281,000 |
| Risk-weighted assets | 57,970,000 | 61,636,000 | 63,001,000 | 64,248,000 |