Call reports 2015
MARION STATE BANK — 2015
What MARION STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 93,891,000 | 92,651,000 | 95,083,000 | 96,220,000 |
| Total loans | 31,640,000 | 34,606,000 | 37,504,000 | 38,650,000 |
| Allowance for loan losses | 293,000 | 250,000 | 265,000 | 274,000 |
| Securities available for sale | 54,185,000 | 50,281,000 | 51,070,000 | 49,615,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,004,000 | 81,067,000 | 83,008,000 | 83,973,000 |
| Interest-bearing deposits | 65,445,000 | 64,370,000 | 65,870,000 | 65,122,000 |
| Noninterest-bearing deposits | 16,559,000 | 16,697,000 | 17,138,000 | 18,851,000 |
| Equity capital | 11,793,000 | 11,473,000 | 11,939,000 | 12,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 728,000 | 1,488,000 | 2,302,000 | 3,144,000 |
| Interest expense | 69,000 | 141,000 | 216,000 | 289,000 |
| Net interest income | 659,000 | 1,347,000 | 2,086,000 | 2,855,000 |
| Noninterest income | 81,000 | 186,000 | 280,000 | 385,000 |
| Noninterest expense | 414,000 | 816,000 | 1,247,000 | 1,728,000 |
| Provision for loan losses | 9,000 | 24,000 | 59,000 | 74,000 |
| Pretax income | 317,000 | 697,000 | 1,064,000 | 1,498,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 317,000 | 697,000 | 1,064,000 | 1,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,415,000 | 11,483,000 | 11,679,000 | 11,923,000 |
| Total capital | 11,708,000 | 11,733,000 | 11,944,000 | 12,197,000 |
| Risk-weighted assets | 48,230,000 | 50,745,000 | 54,209,000 | 55,970,000 |