Call reports 2014
MARION STATE BANK — 2014
What MARION STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 79,236,000 | 80,862,000 | 86,486,000 | 93,187,000 |
| Total loans | 25,966,000 | 27,817,000 | 27,534,000 | 29,140,000 |
| Allowance for loan losses | 375,000 | 379,000 | 340,000 | 342,000 |
| Securities available for sale | 48,037,000 | 49,063,000 | 50,491,000 | 55,515,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,898,000 | 69,913,000 | 75,287,000 | 81,647,000 |
| Interest-bearing deposits | 54,173,000 | 54,956,000 | 58,076,000 | 64,098,000 |
| Noninterest-bearing deposits | 14,725,000 | 14,957,000 | 17,211,000 | 17,549,000 |
| Equity capital | 10,297,000 | 10,870,000 | 11,075,000 | 11,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 688,000 | 1,385,000 | 2,099,000 | 2,838,000 |
| Interest expense | 53,000 | 107,000 | 165,000 | 229,000 |
| Net interest income | 635,000 | 1,278,000 | 1,934,000 | 2,609,000 |
| Noninterest income | 68,000 | 134,000 | 209,000 | 296,000 |
| Noninterest expense | 416,000 | 794,000 | 1,202,000 | 1,656,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 342,000 | 687,000 | 1,012,000 | 1,320,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 342,000 | 687,000 | 1,012,000 | 1,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,716,000 | 10,778,000 | 10,946,000 | 11,099,000 |
| Total capital | 11,091,000 | 11,157,000 | 11,286,000 | 11,441,000 |
| Risk-weighted assets | 41,633,000 | 42,597,000 | 43,475,000 | 46,123,000 |