Call reports 2013
MARION STATE BANK — 2013
What MARION STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 74,504,000 | 74,729,000 | 76,894,000 | 75,727,000 |
| Total loans | 22,773,000 | 23,087,000 | 23,362,000 | 24,368,000 |
| Allowance for loan losses | 267,000 | 271,000 | 283,000 | 267,000 |
| Securities available for sale | 46,498,000 | 46,413,000 | 47,852,000 | 48,575,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,550,000 | 65,063,000 | 67,692,000 | 66,106,000 |
| Interest-bearing deposits | 50,690,000 | 51,661,000 | 53,598,000 | 52,478,000 |
| Noninterest-bearing deposits | 12,860,000 | 13,402,000 | 14,094,000 | 13,628,000 |
| Equity capital | 10,918,000 | 9,599,000 | 9,100,000 | 9,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 618,000 | 1,231,000 | 1,830,000 | 2,520,000 |
| Interest expense | 60,000 | 117,000 | 175,000 | 228,000 |
| Net interest income | 558,000 | 1,114,000 | 1,655,000 | 2,292,000 |
| Noninterest income | 65,000 | 134,000 | 209,000 | 277,000 |
| Noninterest expense | 417,000 | 785,000 | 1,188,000 | 1,580,000 |
| Provision for loan losses | 25,000 | 36,000 | 432,000 | 432,000 |
| Pretax income | 239,000 | 485,000 | 352,000 | 665,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 239,000 | 485,000 | 352,000 | 665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,198,000 | 10,266,000 | 10,104,000 | 10,373,000 |
| Total capital | 10,465,000 | 10,537,000 | 10,387,000 | 10,640,000 |
| Risk-weighted assets | 38,113,000 | 38,884,000 | 39,586,000 | 40,216,000 |