Call reports 2012
MARION STATE BANK — 2012
What MARION STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 72,908,000 | 72,740,000 | 74,159,000 | 76,339,000 |
| Total loans | 21,035,000 | 21,661,000 | 22,024,000 | 22,708,000 |
| Allowance for loan losses | 231,000 | 242,000 | 240,000 | 283,000 |
| Securities available for sale | 47,466,000 | 46,824,000 | 46,902,000 | 47,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,108,000 | 61,673,000 | 62,472,000 | 65,097,000 |
| Interest-bearing deposits | 50,787,000 | 50,618,000 | 51,300,000 | 51,405,000 |
| Noninterest-bearing deposits | 11,321,000 | 11,055,000 | 11,172,000 | 13,692,000 |
| Equity capital | 10,782,000 | 11,021,000 | 11,611,000 | 11,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 660,000 | 1,317,000 | 1,971,000 | 2,612,000 |
| Interest expense | 79,000 | 153,000 | 225,000 | 295,000 |
| Net interest income | 581,000 | 1,164,000 | 1,746,000 | 2,317,000 |
| Noninterest income | 78,000 | 150,000 | 222,000 | 295,000 |
| Noninterest expense | 400,000 | 760,000 | 1,167,000 | 1,538,000 |
| Provision for loan losses | 48,000 | 70,000 | 118,000 | 183,000 |
| Pretax income | 311,000 | 583,000 | 1,101,000 | 1,367,000 |
| Income tax | 0 | 0 | 0 | 24,000 |
| Net income | 311,000 | 583,000 | 1,101,000 | 1,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,458,000 | 9,617,000 | 10,037,000 | 10,067,000 |
| Total capital | 9,689,000 | 9,859,000 | 10,277,000 | 10,350,000 |
| Risk-weighted assets | 34,936,000 | 35,884,000 | 36,650,000 | 38,244,000 |