Call reports 2010
MARION STATE BANK — 2010
What MARION STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 60,944,000 | 60,911,000 | 61,122,000 | 61,799,000 |
| Total loans | 17,824,000 | 18,843,000 | 18,030,000 | 17,749,000 |
| Allowance for loan losses | 253,000 | 285,000 | 203,000 | 221,000 |
| Securities available for sale | 35,327,000 | 36,237,000 | 40,741,000 | 38,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,016,000 | 51,767,000 | 51,703,000 | 53,223,000 |
| Interest-bearing deposits | 43,640,000 | 43,803,000 | 43,500,000 | 43,706,000 |
| Noninterest-bearing deposits | 8,377,000 | 7,964,000 | 8,202,000 | 9,517,000 |
| Equity capital | 8,891,000 | 9,118,000 | 9,379,000 | 8,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 637,000 | 1,269,000 | 1,936,000 | 2,587,000 |
| Interest expense | 122,000 | 247,000 | 364,000 | 470,000 |
| Net interest income | 515,000 | 1,022,000 | 1,572,000 | 2,117,000 |
| Noninterest income | 94,000 | 187,000 | 272,000 | 363,000 |
| Noninterest expense | 337,000 | 678,000 | 1,005,000 | 1,377,000 |
| Provision for loan losses | 23,000 | 61,000 | 111,000 | 143,000 |
| Pretax income | 249,000 | 635,000 | 893,000 | 1,167,000 |
| Income tax | 0 | 0 | 0 | 13,000 |
| Net income | 249,000 | 635,000 | 893,000 | 1,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,992,000 | 8,280,000 | 8,381,000 | 8,538,000 |
| Total capital | 8,245,000 | 8,565,000 | 8,584,000 | 8,759,000 |
| Risk-weighted assets | 28,619,000 | 29,299,000 | 29,705,000 | 30,338,000 |