Call reports 2009
MARION STATE BANK — 2009
What MARION STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 49,058,000 | 49,272,000 | 54,302,000 | 57,345,000 |
| Total loans | 17,920,000 | 17,494,000 | 17,042,000 | 17,229,000 |
| Allowance for loan losses | 189,000 | 185,000 | 204,000 | 233,000 |
| Securities available for sale | 26,619,000 | 28,024,000 | 32,582,000 | 32,885,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,085,000 | 41,364,000 | 45,569,000 | 48,606,000 |
| Interest-bearing deposits | 32,733,000 | 33,361,000 | 37,534,000 | 40,090,000 |
| Noninterest-bearing deposits | 8,353,000 | 8,003,000 | 8,035,000 | 8,515,000 |
| Equity capital | 7,814,000 | 7,721,000 | 8,546,000 | 8,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 645,000 | 1,283,000 | 1,928,000 | 2,593,000 |
| Interest expense | 135,000 | 260,000 | 373,000 | 492,000 |
| Net interest income | 510,000 | 1,023,000 | 1,555,000 | 2,101,000 |
| Noninterest income | 92,000 | 177,000 | 275,000 | 386,000 |
| Noninterest expense | 350,000 | 716,000 | 1,024,000 | 1,379,000 |
| Provision for loan losses | 158,000 | 165,000 | 182,000 | 232,000 |
| Pretax income | 94,000 | 325,000 | 698,000 | 1,000,000 |
| Income tax | -132,000 | -131,000 | -132,000 | -91,000 |
| Net income | 226,000 | 456,000 | 830,000 | 1,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,414,000 | 7,478,000 | 7,704,000 | 7,851,000 |
| Total capital | 7,603,000 | 7,663,000 | 7,908,000 | 8,084,000 |
| Risk-weighted assets | 25,214,000 | 23,160,000 | 26,323,000 | 27,320,000 |